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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. The MAIN purpose of insurance is to

A) reduce risk.
B) alter risk.
C) transfer risk.
D) retain risk.

2. A leasehold interest in real property ownership is

A) a non insurable interest.
B) an insurable interest.
C) an usury interest.
D) a lien interest.

3. Who of the following CANNOT be covered by a Closing Protection Letter?

A) Seller.
B) Escrow agent.
C) Purchaser/buyer.
D) Lender.

4. The sale of a property was subject to the buyer's being able to assume an existing loan on the property. Upon examination, the note was found to contain a clause that prohibited the assumption of the loan. The clause was

A) a prepayment clause.
B) a due-on-sale clause.
C) a subordination clause.
D) an assumption clause.

5. According to the Fair Credit Reporting Act, an insurer needs to do all of the following, EXCEPT

A) inform the applicant that an investigation is being conducted.
B) notify the applicant if an application is denied.
C) discuss any credit history inconsistencies with the applicant.
D) inform the applicant about the scope of an investigation.

Solutions: