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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. Statements by an applicant concerning personal health history, family health history, occupation, and hobbies
are referred to as

A) certifications.
B) depictions.
C) personal characteristics.
D) representations.

2. The only beneficiary named in a life insurance policy died before the Insured. The policyowner did not name a
new beneficiary. When a claim is filed, the death benefit would be paid to the

A) policyowner.
B) Insured's next of kin.
C) beneficiary's estate.
D) insured's estate.

3. Under what circumstances must an agent provide his or her business records to the superintendent of
Insurance?

A) by authorization from the National Association of Insurance Commissioners (NAIC)
B) under no circumstances due to privacy consideration
C) upon request of an insured
D) upon request of the superintendent

4. The type of insurance used to indemnify a firm for the loss of earnings brought about by the death or disability
of an officer or other significant employee Is

A) business overhead.
B) key person.
C) business continuation life.
D) employee welfare.

5. Which of the following represents a syndicate of underwriters that specialize in Insuring specific types of risk?

A) fraternal benefit society
B) risk retention group
C) reciprocal insurer
D) Lloyd's association

Solutions: